An independent cost reference for egg freezing. One cycle runs $12,000 to $20,000 all-in, but the number that matters is yours. The calculator takes your age, metro, insurance and storage horizon and returns a realistic range, including the thaw and transfer costs most estimates leave out. 34 pages cover pricing by state and country, medication, storage fees and insurance mandates. Every figure is cited to a named source. No clinic funding, no referral fees, nothing to sell.